Loan Help

Are you looking to finance a new home in Central Virgina?

Pro Tech Builder can help.

Stressed out about getting financing for a home purchase? You don't have to be. We have close professional relationships with many mortgage lenders in Central Virgina, and they've helped us understand some things that make the loan application process a snap.

  • 1. Compose a list of questions about your loan program

    If you do not entirely realize the pros and cons of the different financing options, be sure you have a list of questions with you. One of our lenders or staff will be able to assist you with understanding the advantages and disadvantages of both programs, because it is hard to know the characteristics of both fixed and adjustable rate mortgages.

  • 2. Determine when you want to lock

    When you lock in the interest rate, the mortgage lender is sure to hold to the mortgage interest rates for the loan – normally at the time the loan application is sent in. By floating the rate, you can lock the rate at any time between application and the issuing of closing documents. Those who elect to float believe the interest rates will plunge in the near future. Click here to see the outlook for the next 90 days of interest rates.

  • 3. Gather your paperwork

    Acquiring a mortgage loan requires lots of paperwork, so you should take some time to get all your documents together. Click here to get a feel for general information that goes on a loan application.